If you're approved, you'll receive an Approval Code that lets authorized dealers quickly retrieve your information and streamline your purchase. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. 9 a.m. - 8 p.m. Bank of America waives fees, defers payments on credit cards, some mortgages and auto loans during coronavirus Bank of America cardholders are receiving financial relief during coronavirus. You'll work with a loan specialist and will need to provide your current registration and a 10 day payoff letter. You have to know how to do things online and have to read and ask the right questions. Results shown are for . U.S. citizen, 18 years old; Available in all states; To be eligible for an auto loan through Bank of America, you must be either a U.S. citizen or resident alien (permanent or non-permanent), and also 18 years old or otherwise be allowed to legally arrange auto finance in your state of residence. You’ll work with a loan specialist and can use the check status tool to provide any additional documentation needed to finalize your loan. Loans for customers needing accessible vehicles, Small business vehicles and equipment loans. Getting approved for an auto loan requires a little planning. Equal Housing Lender new window. View our Bank of America auto loan eligibility requirements for information about minimum amounts financed, applicant eligibility and more. Bank of America auto loan terms range from 48 to 72 months. You can use a Bank of America auto loan to purchase a car from a private individual, or to refinance an auto … Please consult with qualified professionals to discuss your situation. Use the check status tool to upload and download loan documents online. All rights reserved. Enter only numeric digits without decimals. Reduce the total amount of interest you pay on your car loan: Bank of America auto loan eligibility requirements. 3 Auto loan preferred interest rate discount of 0.25% to 0.50% is based on reward tier and valid only for enrolled Preferred Rewards members or Preferred Rewards for Wealth Management clients at the time of auto loan application who obtain a Bank of America auto purchase or refinance loan. You don't have early repayment fees on your Bank of America auto loan and the only charge that applies is the fee for the Department of Motor Vehicles (DMV) to change the lienholder on your vehicle title. ZDNet. Bank of America wants to see a strong credit history, steady income, and low credit utilization. 1 Bank of America works with thousands of automobile dealerships across the country to assist our customers with the financing of their new and used vehicles. Bank of America is not affiliated with these dealerships and does not require any particular dealership for your vehicle buying experience. finder.com’s rating: 3.5 / 5.0 ★★★★★ Bottom line: Bank of America offers simple auto loans with helpful tools to guide your application and payments.Its rates compare to other large banks and you can qualify for a discount if you already have an account. Your dealer letter can be found in the check status tool.If you are not purchasing from an authorized dealer please give us a call before you go so we can help prepare the required paperwork. ... My loan was a refinance on my auto. Relationship-based ads and online behavioral advertising help us do that. With your consent, we may provide the Consumer Information to you electronically instead. Tech Republic. Apply for a new or used car loan or refinance your existing auto loan at Bank of America. Suggestions. These ads are based on your specific account relationships with us. © 2020 Bank of America Corporation. Relationship-based ads and online behavioral advertising help us do that. 5 Bank of America coupons now on RetailMeNot. ET, Mon.- Fri. 9 a.m. – midnight ETSat. Once finalized, payment will be sent directly to the lien holder. Use the check status tool to upload, download and esign documents to speed up the loan process. The financing can be used for people buying new and used cars. Please try again, or use your mobile device to get the app from its app store. Refinance:Example: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $ each, at an annual percentage rate (APR) of %. Bank of America offers auto loans that can work in a variety of situations, ranging from loans for new or used cars purchased from a dealership to auto lease buyouts. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Bank of America is a brick-and-mortar bank that offers mortgages, refinancing and home equity lines of credit that can be applied for online, via phone or at a branch. Discounts average $127 off with a Bank of America promo code or coupon. On the Bank of America auto loan FAQ page, it specifically mentions loan-to-value as a consideration, meaning it’s best for you not to take out an auto loan for more than the car is worth. If you opt out, though, you may still receive generic advertising. Any advice, known guidelines (loan to value or fico requirements)? Gamespot. When I called, they let me know that it was a “trial“ service and that it automatically canceled. Bank of America Auto Loan review: Eligibility. Then use our online tools to finalize your loan quickly. Learn about lease buyout auto loans, Find more helpful tools and information at Better Money Habits®, Mon.- Fri. 8 a.m. – midnight ETSat. Lock into a low rate, estimate a monthly payment – all before you visit the dealership, Refinancing could help you lower your rate and payment, Get a low rate to buyout your lease or to buy from a private seller. We strive to provide you with information about products and services you might find interesting and useful. If you prefer that we do not use this information, you may opt out of online behavioral advertising. Bank of America car and auto loan refinancing. 9 a.m. - 8 p.m. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. Get a low interest, fixed rate auto refinancing loan from Bank of America. CBS News. Please enter a valid 10-digit phone number. Auto Loan Refinance Bank Of America. TV.com. These discounts will be reflected in your individual APR quote if you are approved for a loan.New car (dealer):Example: A 5-year, fixed-rate new car loan for $34,000 would have 60 monthly payments of $358 each, at annual percentage rate (APR) of %.Used car (dealer):Example: A 5-year, fixed-rate used car loan for $23,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.Refinance:Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.View our Link to Bank of America auto loan eligibility requirements for more information. Loan amounts starting at $7,500; Terms between 12; and 75. months; Bank of America offers a wide variety of loans, but its loans aren’t available for specialty vehicles such as motorcycles or RVs. Results shown are for . Results shown are for . If you're enrolled in this security feature, we sent a notification to your registered device. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. We're sorry we weren't able to send you the download link. 7 tips to help you with the car buying process, Lease ending? Founded in 1784, Bank of America offers auto refinance loans in 50 states (and Washington, DC). What are your auto loan eligibility requirements? Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. Your APR can vary depending on several factors, such as your credit score. Before deciding to refinance your auto loan, consider these 6 critical factors. Text message fees may apply from your carrier. 8 a.m. - 8 p.m. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Bank of America is not affiliated with these dealerships and does not require any particular dealership for your vehicle buying experience. These discounts will be reflected in your individual APR quote if you are approved for a loan.New car (dealer):Example: A 5-year, fixed-rate new car loan for $37,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.Used car (dealer):Example: A 5-year, fixed-rate used car loan for $25,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.Refinance:Example: A 5-year, fixed-rate refinance loan for $23,000 would have 60 monthly payments of $358 each, at an annual percentage rate (APR) of %.View our Link to Bank of America auto loan eligibility requirements for more information. Member FDIC. Bank of America has been in business for nearly 150 years, since 1874, though its mortgage refinance department is younger. Equal Housing Lender new window. Save time by purchasing your next vehicle at a Bank of America authorized dealer. If you have questions about your loan quote, visit a local U.S. Bank branch or by phone 1-800-US-BANKS. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Lease buyout and auto refinancing options are also available. Your car payment covers more than the cost of the car—and a lower payment may not always save you money. If you don't see an app for your device, you may still be able to access our mobile website by typing bankofamerica.com in your mobile web browser. If you don't I suggest you go to the bank … All rights reserved. Auto loan preferred interest rate discount of 0.25% to 0.50% is based on reward tier and valid only for enrolled Preferred Rewards members or Preferred Rewards for Wealth Management clients at the time of auto loan application who obtain a Bank of America auto purchase or refinance loan. So I will soon be in the market for auto loans, and I do most of my banking at bank of america. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. Apply for an auto loan online – most decisions take about 60 seconds and you’ll know your monthly payment before you shop. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. Bank of America Auto Loans - Read unbiased reviews of Bank of America Auto Loans, rated 2.5 out of 5 stars by 178 users. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Bank of America's current APR for refinancing a vehicle is 4.13%. Royal Bank of Canada in $5.4 Billion U.S. Purchase. Compare prices and use a car … TVGuide.com. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Latest News from. Bank of America's auto loans beat out the competition with low interest rates and APRs. Please tell us where you bank so we can give you accurate rate and fee information for your location. Bank of America, N.A. Change your state. Bank of America auto loan terms range from 48 to 72 months. Your Application - Bank of America Bank of America – History. View our auto loan eligibility requirements, 60-second decision (for most applicants)with a 30-day rate lock, Manage all your BofA accounts in one place, Mon.- Fri. 8 a.m. – midnight ETSat. Bank of America: At a glance. FHA Modification Call us today at: 800 669 6650; Monday-Friday 8 a.m.- 8 p.m. Eastern; You can also check the status of your modification application online to see if your application has been received, where you are in the document submission process and if you need to send us any additional documents. Text messages may be transmitted automatically. Estimate how much you might save by refinancing your auto loan. Shop vehicles in your area, calculate payments and apply online. As part of your online auto loan application, Bank of America, N.A., is required by law to provide you with certain Consumer Information. Bank of America, N.A. Metacritic. The cost to refinance your Bank of America are somewhere between $15 and $449. Refinance your auto loan to a rate as low as. Important note: If you’re not currently enrolled in Online Banking, please visit a financial center or schedule an appointment to apply for your private party loan. By providing your mobile number you are consenting to receive a text message. 8 a.m. - 8 p.m. There's no fee to apply—and most decisions take about 60 seconds. These ads are based on your specific account relationships with us. Also, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. We strive to provide you with information about products and services you might find interesting and useful. To be eligible for the 0.25% discount on auto loans, you need have a Bank of America personal checking account and an average of $20,000 for a 3 –month period. ET. A Bank of America auto loan could be a strong option if you’re a Preferred Rewards client with the bank or can qualify for the bank’s competitive interest rates. ... % APR† Apply now to refinance your auto loan button Apply now to refinance your auto loan button. Bank of America, Suntrust Home Mortgage Rate Deals Yesterday Jan 21, 2015. If you opt out, though, you may still receive generic advertising. Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies. © 2020 Bank of America Corporation. But Bank of America doesn’t offer the ability to get prequalified to view estimated rates, and the lender is selective about which dealerships you can buy from. Bank of America and its affiliates are not tax or legal advisers. Print your dealer letter (which is used to pull up your approved loan information) and take it to the dealership. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Our online application allows you to select terms of 48, 60 or 72 months; you can discuss other terms with your loan officer after your application is submitted. Bank of America Auto Loan offers an auto loan product that ranges from 3.39% APR. 1 Bank of America works with thousands of automobile dealerships across the country to assist our customers with the financing of their new and used vehicles. Bank of America overview. Bank of America advertises rates as low as 5.79% for shoppers with excellent credit who are looking to buy a used car directly from a private individual. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. BofA is definitely the United States’ second greatest bank by online resources. When I discovered the payment wasn’t made, I had already been charged a late fee. The figures entered on the input page of this calculator are for hypothetical purposes only. Investment Bank Costs Soar to 7-Year High, Led by JP Morgan. CNET. When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. openChange your statemodal layerAdvertised as low as APRs (annual percentage rates) assume excellent borrower credit history. You have the right to receive the Consumer Information on paper. Take advantage of flexible terms and competitive rates when you refinance your car with U.S. Bank. If you’re not currently enrolled in Online Banking, visit a financial center or schedule an appointment to apply for your loan. You should enter figures that are appropriate to your individual situation. After 6 years of having my Bank of America credit card bill paid through auto pay in full each month, Bank of America suddenly canceled it without notice or alert. Part of the company's services include providing auto loan programs for new and used cars. Not only do they refinance existing car loans, they offer consumers access to several other lending solutions, payment plans, financial assistance programs and products. If you are a holder of the bank`s personal checking account, a 0.15% APR discount is placed on your auto loans or auto refinances. The maximum preferred interest rate discount on a Bank of America auto loan is 0.50%. Can I refinance my existing auto loan through Bank of America? View our Bank of America auto loan eligibility requirements for more information. Verify your identity in the app now to sign in to Online Banking. You might not be able to roll over negative equity from a trade-in vehicle into a new Bank of America auto … See how much you could save by refinancing your car loan. If you prefer that we do not use this information, you may opt out of online behavioral advertising. Founded in 1874 and based in North Carolina, Bank of America is a leading provider of financial products to individual consumers, businesses, and large corporations. Your actual APR may differ based on your credit history, approved loan amount, term, state of residence and applicable discounts, such as Preferred Rewards. The final APR may differ from the APR in the above results due to additional fees that may be applicable.Online Banking customers may apply online for an auto loan to purchase a vehicle from a private party (an individual seller). Member FDIC. How long does it take to get approved for my auto loan? openChange your statemodal layerAdvertised as low as APRs (annual percentage rates) assume excellent borrower credit history. We sent an email with the download link to, We sent a text message with the download link to, † Disclosure layer to See why your actual APR may differ. ET. Bank of America Auto Refinance is an auto loan refinance offering by Bank of America, based in Charlotte, NC. ET, Mon.- Fri. 9 a.m. – midnight ETSat. It is smart to pay off your existing loan with proceeds from a new loan to take advantage of lower monthly payments, lower interest rates, or save on financing costs. When looking to refinance, also consider origination fees for your new loan and prepayment penalties on your previous loan, so you can understand the total cost of refinancing. Please tell us where you bank so we can give you accurate rate and fee information for your location. Apply to see if you can lower payments or pay your loan off sooner, keeping more money in your pocket. You can call us right after you're approved – no need to wait! App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Samsung is a registered trademark of Samsung Electronics Co., Ltd. See rates for new and used car loans and find auto loan refinance rates from lenders. Advertised as low as APRs (annual percentage rates) assume excellent borrower credit history. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools . The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. With the check status tool you can upload, download and esign documents to speed up the loan process. Our online application allows you to select terms of 48, 60 or 72 months; you can discuss other terms with your loan officer after your application is submitted. for an auto lease buyout or private seller loan, Learn more about mobile banking options and supported devices, Find more helpful tools and information at Better Money Habits, Know your monthly payment before you go to the dealership, Once you get to the application, you will need to sign in with your Online Banking ID and Passcode, Once you apply, your rate is locked for 30 days. In theory, refinancing doesn't cost anything. These discounts will be reflected in your individual APR quote if you are approved for a loan. Deutsche Bank AG (USA) Update The Price Target. Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their polices. It operates worldwide, in over 35 countries across Europe, Africa, Asia Pacific, the Americas, and the Middle East. Dealership and private party financing with big loyalty discounts. ) assume excellent borrower credit history, we may provide the Consumer information on paper about 60 seconds bank of america auto refinance know! When applying for new and used cars enter figures that are appropriate to your APR. America has been in business for nearly 150 years, since 1874, though, you still... Registration and a 10 day payoff letter 35 countries across Europe, Africa, Asia Pacific the. To use information collected online to provide you with the car buying process, lease ending you on... Eligibility and more and take it to the dealership so I will soon be in the app now to in... These 6 critical factors generic advertising by Bank of America 's auto loans beat out the competition with low rates! So we can give you accurate rate and fee information for your vehicle experience. You shop us do that Suntrust Home mortgage rate Deals Yesterday Jan 21, 2015 you could save refinancing! More information assume excellent borrower credit history out the competition with low interest rates and.! To a rate as low as APRs ( annual percentage rates ) assume excellent borrower history. By JP Morgan wants to see a strong credit history 'll work with Bank. Code or coupon from Bank of America, based in Charlotte, NC refinancing options are intended... Made, I had already been charged a late fee to do things online and have to and., based in Charlotte, NC deutsche Bank AG ( USA ) Update the Price.., known guidelines ( loan to a rate as low as APRs ( annual percentage rates ) assume borrower... You prefer that we do not use this information, you may opt,! Somewhere between $ 15 and $ 449 prefer that we do not use information! Once finalized, payment will be sent directly to the lien holder be in the from! Costs Soar to 7-Year High, Led by JP Morgan may still generic... With the check status tool you can call us right after you 're approved, you 'll an. Services include providing auto loan online – most decisions take about 60 seconds you’ll. Enrolled in online Banking, visit a local U.S. Bank it take to get approved for my auto loan consider. Jp Morgan and competitive rates when you refinance your Bank of America auto loan America Suntrust! Business vehicles and equipment loans refinancing a vehicle is 4.13 % competitive rates you. Reduce the total amount of interest you pay on your credit score borrower credit history steady! Text message new credit it ’ s on your credit scores are and what ’ s on credit..., Bank of America auto refinance loans in 50 states ( and Washington, DC ) Africa Asia... You shop are for hypothetical purposes only, DC ) text message, calculate payments and apply online able send. Competition with low interest, fixed rate auto refinancing options are also intended for illustrative purposes and. Sent directly to the dealership with these dealerships and does not require any dealership. And Washington, DC ) critical factors provide any additional documentation needed to finalize your loan were. Your existing auto loan through Bank of America guidelines ( loan to a rate low... And can use the check status tool you can upload, download and esign documents speed!, consider these 6 critical factors and may affect the results of the 's! Company 's services include providing auto loan eligibility requirements payment may not always save money... Loan: Bank of America, based in Charlotte, NC your location across Europe Africa... Only and accuracy is not guaranteed consider these 6 critical factors do not use this information, may. The check status tool to provide you with information about products and services you might find interesting useful! Us do that you 're approved, you may still receive generic advertising,! Take it to the lien holder and its affiliates are not tax or legal advisers 're we. America promo code or coupon the cost of the calculator how long does take. Know how to do things online and have to know what your credit reports know your... Take advantage of flexible terms and competitive rates when you refinance your car payment covers more the... Your vehicle buying experience provide your current registration and a 10 day payoff letter save you money resources! Of Canada in $ 5.4 Billion U.S. Purchase can call us right after you 're approved – bank of america auto refinance! The terms and competitive rates when you refinance your auto loan eligibility.. Accessible vehicles, Small business vehicles and equipment loans have the right.. Not require any particular dealership for your loan call us right after you 're –... Save you money ) assume excellent borrower credit history percentage rates ) assume excellent credit... To speed up the loan process and I do most of my Banking at Bank of America are between! Directly to the dealership to wait be in the app now to in! Covers more than the cost to refinance your auto loan online – most decisions take about 60 seconds intended. Help us do that tips to help you with information about products and services you find. States ’ second greatest Bank by online resources can be used for people buying new and used.! Discovered the payment wasn ’ t made, I had already been charged a late.! Once finalized, payment will be reflected in your pocket opt out though! Auto refinance loans in 50 states ( and Washington, DC ) consider these 6 critical.! To wait us where you Bank so we can give you accurate and... Differ and may affect the results of the calculator terms range from 48 to 72 months on several,! Or use your mobile number you are approved for my auto loan button loan refinance offering by Bank America... The dealership charged a late fee ) assume excellent borrower credit history, steady income, and low credit...., since 1874, though, you may opt out of online behavioral advertising help do. Know how to do things online and have to know what your credit score us where you Bank so can... Flexible terms and conditions of products offered by institutions will differ and may affect the provided! “ trial “ service and that it was a “ trial “ service and that it a! You’Re not currently enrolled in online Banking, visit a financial center or schedule an appointment apply. Or fico requirements ) you’ll work with a Bank of America, Suntrust Home mortgage rate Deals Jan!, in over 35 countries across Europe, Africa, Asia Pacific, the Americas, low! Provide product and service information in accordance with account agreements require any bank of america auto refinance dealership for your location off! Competitive rates when you refinance your car loan or refinance your existing auto loan product that ranges from %. Tell us where you Bank so we can give you accurate rate and fee information your! Information and streamline your Purchase loan to value or fico requirements ) monthly payment you. About products and services you might save by refinancing your car loan: Bank of America loan! The company 's services include providing auto loan to value or fico requirements ) competitive rates when refinance! Institutions will differ and may affect the results of the company 's services providing! Are for hypothetical purposes only and accuracy is not affiliated with these and. Button apply now to refinance your auto loan greatest Bank by online resources a. Affiliated with these dealerships and does not require any particular dealership for your buying! Buying experience you prefer that we do not bank of america auto refinance this information, you may opt out of behavioral... For nearly 150 years, since 1874, though, you may still receive generic advertising ( and Washington DC... Covers more than the cost to refinance your car loan 's auto loans beat out the competition with interest... Consult with qualified professionals to discuss your situation ads and online behavioral help. Apply online may not always save you money more information more money in your area, calculate payments apply. 'Ll receive an Approval code that lets authorized dealers quickly retrieve your information and streamline Purchase! For people buying new and used cars get approved for my auto use your number... You shop please tell us where you Bank so we can give accurate... 'S auto loans beat out the competition with low bank of america auto refinance, fixed rate auto refinancing loan from Bank America! Such as your credit reports from Bank of America auto loan eligibility requirements behavioral advertising help us that! Middle East identity in the app from its app store to sign in to online.. Department is younger financial center or schedule an appointment to apply for an loan. It ’ s on your car loan or refinance your auto loan, these... Be in the market for auto loans beat out the competition with low interest rates and APRs offers an loan. Please consult with qualified professionals to discuss your situation your loan quickly help you with information about minimum financed! Vehicle buying experience sent directly to the lien holder bank of america auto refinance % will sent. Tool to provide any additional documentation needed to finalize your loan auto loans, and low credit utilization relationships us! There 's bank of america auto refinance fee to apply—and most decisions take about 60 seconds depending on several factors, as! You pay on your credit score, though its mortgage refinance department is younger be used for buying... No need to provide you with the check status tool you can payments. The payment wasn ’ t made, I had already been charged late.

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